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A flat fee of £99 will become payable at outset. In addition, 0.45% of the amount you wish to borrow will become payable when you exchange contracts, subject to an overall minimum fee of £895.
We will also receive commission from the lender which we will use to offset the fee that you pay; any commission received above the calculated charge will be retained.
For example, if you apply for a loan of £220,000, you will pay a total of £990 (0.45% x £100,000 = £990), although any commission we receive will be used to offset this amount.
We will tell you how much the total fee will be before you apply for the secured lending, but you may ask for this information earlier.
Should the secured lending fail complete, will charge you a fee of £895, if the mortgage offer has been issued.
YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE OR ANY OTHER DEBT SECURED ON IT.